Call reports 2024
BANK & TRUST COMPANY — 2024
What BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 491,438,000 | 580,147,000 | 575,807,000 | 579,714,000 |
| Total loans | 314,399,000 | 372,018,000 | 377,611,000 | 386,873,000 |
| Allowance for loan losses | 5,577,000 | 6,293,000 | 6,550,000 | 6,617,000 |
| Securities available for sale | 128,507,000 | 157,959,000 | 166,108,000 | 156,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,524,000 | 498,457,000 | 493,214,000 | 498,021,000 |
| Interest-bearing deposits | 346,014,000 | 412,127,000 | 412,210,000 | 414,944,000 |
| Noninterest-bearing deposits | 72,510,000 | 86,330,000 | 81,004,000 | 83,077,000 |
| Equity capital | 42,237,000 | 52,721,000 | 57,380,000 | 56,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,586,000 | 13,462,000 | 20,659,000 | 27,896,000 |
| Interest expense | 2,070,000 | 4,919,000 | 7,695,000 | 10,401,000 |
| Net interest income | 3,516,000 | 8,543,000 | 12,964,000 | 17,495,000 |
| Noninterest income | 582,000 | 1,404,000 | 2,084,000 | 2,915,000 |
| Noninterest expense | 2,665,000 | 6,483,000 | 9,635,000 | 12,826,000 |
| Provision for loan losses | 60,000 | 9,000 | 210,000 | 266,000 |
| Pretax income | 1,361,000 | 3,332,000 | 5,069,000 | 7,163,000 |
| Income tax | 347,000 | 850,000 | 1,293,000 | 1,840,000 |
| Net income | 1,014,000 | 2,482,000 | 3,776,000 | 5,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,046,000 | 60,716,000 | 62,009,000 | 63,222,000 |
| Total capital | 53,219,000 | 65,534,000 | 66,949,000 | 68,259,000 |
| Risk-weighted assets | 332,447,000 | 383,903,000 | 393,524,000 | 401,319,000 |