Call reports 2018
BANK & TRUST COMPANY — 2018
What BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 307,413,000 | 305,674,000 | 306,598,000 | 320,783,000 |
| Total loans | 203,209,000 | 209,397,000 | 217,542,000 | 234,184,000 |
| Allowance for loan losses | 3,841,000 | 3,836,000 | 3,827,000 | 3,629,000 |
| Securities available for sale | 77,954,000 | 78,351,000 | 74,925,000 | 71,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,597,000 | 261,608,000 | 261,464,000 | 272,722,000 |
| Interest-bearing deposits | 222,246,000 | 221,415,000 | 225,223,000 | 232,050,000 |
| Noninterest-bearing deposits | 40,351,000 | 40,193,000 | 36,241,000 | 40,672,000 |
| Equity capital | 31,397,000 | 31,717,000 | 31,924,000 | 33,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,898,000 | 5,987,000 | 9,160,000 | 12,546,000 |
| Interest expense | 476,000 | 1,002,000 | 1,575,000 | 2,243,000 |
| Net interest income | 2,422,000 | 4,985,000 | 7,585,000 | 10,303,000 |
| Noninterest income | 543,000 | 1,078,000 | 1,631,000 | 2,246,000 |
| Noninterest expense | 2,242,000 | 4,401,000 | 6,544,000 | 8,699,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 693,000 | 1,600,000 | 2,608,000 | 3,756,000 |
| Income tax | 173,000 | 400,000 | 652,000 | 932,000 |
| Net income | 520,000 | 1,200,000 | 1,956,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,034,000 | 32,443,000 | 32,950,000 | 33,663,000 |
| Total capital | 34,692,000 | 35,306,000 | 35,780,000 | 36,648,000 |
| Risk-weighted assets | 211,519,000 | 228,142,000 | 225,413,000 | 238,188,000 |