Call reports 2017
BANK & TRUST COMPANY — 2017
What BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 294,526,000 | 297,371,000 | 291,943,000 | 293,970,000 |
| Total loans | 203,977,000 | 209,814,000 | 207,459,000 | 208,060,000 |
| Allowance for loan losses | 4,071,000 | 4,055,000 | 3,854,000 | 3,830,000 |
| Securities available for sale | 79,739,000 | 77,066,000 | 73,308,000 | 72,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,638,000 | 244,555,000 | 243,520,000 | 245,877,000 |
| Interest-bearing deposits | 210,814,000 | 206,090,000 | 205,988,000 | 207,523,000 |
| Noninterest-bearing deposits | 37,824,000 | 38,465,000 | 37,532,000 | 38,354,000 |
| Equity capital | 30,490,000 | 31,265,000 | 31,494,000 | 31,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,716,000 | 5,591,000 | 8,519,000 | 11,442,000 |
| Interest expense | 397,000 | 825,000 | 1,282,000 | 1,730,000 |
| Net interest income | 2,319,000 | 4,766,000 | 7,237,000 | 9,712,000 |
| Noninterest income | 503,000 | 1,056,000 | 1,638,000 | 2,179,000 |
| Noninterest expense | 2,169,000 | 4,339,000 | 6,498,000 | 8,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 651,000 | 1,485,000 | 2,379,000 | 3,271,000 |
| Income tax | 214,000 | 503,000 | 818,000 | 1,218,000 |
| Net income | 437,000 | 982,000 | 1,561,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,522,000 | 30,967,000 | 31,196,000 | 31,614,000 |
| Total capital | 33,185,000 | 33,719,000 | 33,944,000 | 34,273,000 |
| Risk-weighted assets | 211,654,000 | 218,923,000 | 218,740,000 | 211,620,000 |