Call reports 2013
BANK & TRUST COMPANY — 2013
What BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 271,942,000 | 269,685,000 | 268,315,000 | 264,174,000 |
| Total loans | 176,024,000 | 179,636,000 | 180,138,000 | 179,774,000 |
| Allowance for loan losses | 3,845,000 | 3,927,000 | 3,901,000 | 3,598,000 |
| Securities available for sale | 84,359,000 | 80,537,000 | 76,149,000 | 71,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,033,000 | 233,060,000 | 228,386,000 | 226,019,000 |
| Interest-bearing deposits | 209,157,000 | 204,562,000 | 201,516,000 | 196,734,000 |
| Noninterest-bearing deposits | 27,876,000 | 28,498,000 | 26,870,000 | 29,285,000 |
| Equity capital | 26,584,000 | 26,577,000 | 26,176,000 | 26,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,656,000 | 5,295,000 | 7,998,000 | 10,734,000 |
| Interest expense | 447,000 | 848,000 | 1,223,000 | 1,586,000 |
| Net interest income | 2,209,000 | 4,447,000 | 6,775,000 | 9,148,000 |
| Noninterest income | 514,000 | 1,052,000 | 1,541,000 | 2,191,000 |
| Noninterest expense | 2,070,000 | 4,077,000 | 6,082,000 | 8,029,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 700,000 |
| Pretax income | 488,000 | 1,092,000 | 1,739,000 | 2,613,000 |
| Income tax | 141,000 | 329,000 | 534,000 | 788,000 |
| Net income | 347,000 | 763,000 | 1,205,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,161,000 | 25,576,000 | 25,669,000 | 26,127,000 |
| Total capital | 27,536,000 | 27,981,000 | 28,089,000 | 28,395,000 |
| Risk-weighted assets | 196,427,000 | 198,812,000 | 200,049,000 | 188,019,000 |
Machine access — free, no API key
Every figure shown here about BANK & TRUST COMPANY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.