Call reports 2008
BANK & TRUST COMPANY — 2008
What BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 247,601,000 | 256,287,000 | 262,787,000 | 266,914,000 |
| Total loans | 161,358,000 | 176,257,000 | 188,308,000 | 191,900,000 |
| Allowance for loan losses | 2,008,000 | 2,034,000 | 2,152,000 | 2,496,000 |
| Securities available for sale | 66,584,000 | 65,219,000 | 62,807,000 | 64,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,919,000 | 221,522,000 | 225,691,000 | 229,892,000 |
| Interest-bearing deposits | 197,841,000 | 199,521,000 | 204,619,000 | 207,825,000 |
| Noninterest-bearing deposits | 22,078,000 | 22,001,000 | 21,072,000 | 22,067,000 |
| Equity capital | 20,191,000 | 19,780,000 | 20,435,000 | 21,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 7,777,000 | 11,807,000 | 15,851,000 |
| Interest expense | 1,974,000 | 3,861,000 | 5,774,000 | 7,572,000 |
| Net interest income | 1,873,000 | 3,916,000 | 6,033,000 | 8,279,000 |
| Noninterest income | 685,000 | 1,168,000 | 1,700,000 | 2,136,000 |
| Noninterest expense | 1,803,000 | 3,512,000 | 5,319,000 | 7,143,000 |
| Provision for loan losses | 83,000 | 180,000 | 350,000 | 855,000 |
| Pretax income | 665,000 | 1,382,000 | 2,059,000 | 2,424,000 |
| Income tax | 201,000 | 421,000 | 624,000 | 705,000 |
| Net income | 464,000 | 961,000 | 1,435,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,494,000 | 19,889,000 | 20,362,000 | 20,546,000 |
| Total capital | 21,502,000 | 21,923,000 | 22,514,000 | 22,971,000 |
| Risk-weighted assets | 165,891,000 | 180,463,000 | 194,034,000 | 194,842,000 |
Machine access — free, no API key
Every figure shown here about BANK & TRUST COMPANY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.