Call reports 2006
BANK & TRUST COMPANY — 2006
What BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 215,816,000 | 224,769,000 | 223,463,000 | 221,056,000 |
| Total loans | 146,562,000 | 148,713,000 | 149,813,000 | 153,817,000 |
| Allowance for loan losses | 2,178,000 | 2,177,000 | 2,175,000 | 2,005,000 |
| Securities available for sale | 53,374,000 | 56,163,000 | 56,329,000 | 54,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,955,000 | 199,267,000 | 199,756,000 | 197,321,000 |
| Interest-bearing deposits | 166,625,000 | 177,703,000 | 180,467,000 | 177,621,000 |
| Noninterest-bearing deposits | 23,330,000 | 21,564,000 | 19,290,000 | 19,700,000 |
| Equity capital | 16,620,000 | 16,631,000 | 17,492,000 | 17,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 6,326,000 | 9,802,000 | 13,308,000 |
| Interest expense | 1,325,000 | 2,808,000 | 4,573,000 | 6,387,000 |
| Net interest income | 1,711,000 | 3,518,000 | 5,229,000 | 6,921,000 |
| Noninterest income | 545,000 | 993,000 | 1,416,000 | 1,805,000 |
| Noninterest expense | 1,655,000 | 3,247,000 | 4,879,000 | 6,388,000 |
| Provision for loan losses | 87,000 | 138,000 | 189,000 | 360,000 |
| Pretax income | 514,000 | 1,126,000 | 1,575,000 | 1,976,000 |
| Income tax | 185,000 | 404,000 | 553,000 | 635,000 |
| Net income | 329,000 | 722,000 | 1,022,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,407,000 | 17,750,000 | 17,972,000 | 18,142,000 |
| Total capital | 19,293,000 | 19,671,000 | 19,886,000 | 20,092,000 |
| Risk-weighted assets | 150,553,000 | 153,407,000 | 153,909,000 | 155,909,000 |
Machine access — free, no API key
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