Call reports 2026
SOUTH GEORGIA BANK — 2026
What SOUTH GEORGIA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 262,487,000 | 269,549,000 |
| Total loans | 137,136,000 | 137,204,000 |
| Allowance for loan losses | 3,416,000 | 3,476,000 |
| Securities available for sale | 57,275,000 | 55,830,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 235,038,000 | 241,345,000 |
| Interest-bearing deposits | 162,864,000 | 166,679,000 |
| Noninterest-bearing deposits | 72,174,000 | 74,666,000 |
| Equity capital | 22,922,000 | 23,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,402,000 | 6,960,000 |
| Interest expense | 783,000 | 1,551,000 |
| Net interest income | 2,619,000 | 5,409,000 |
| Noninterest income | 451,000 | 867,000 |
| Noninterest expense | 1,664,000 | 3,319,000 |
| Provision for loan losses | 155,000 | 235,000 |
| Pretax income | 1,236,000 | 2,498,000 |
| Income tax | 32,000 | 63,000 |
| Net income | 1,204,000 | 2,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,963,000 | 28,400,000 |
| Total capital | 29,698,000 | 30,148,000 |
| Risk-weighted assets | 137,001,000 | 138,039,000 |