Call reports 2019
BANKLIBERTY — 2019
What BANKLIBERTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 539,914,000 | 539,487,000 | 581,543,000 |
| Total loans | 430,044,000 | 417,862,000 | 387,403,000 |
| Allowance for loan losses | 5,150,000 | 5,143,000 | 257,000 |
| Securities available for sale | 9,139,000 | 9,038,000 | 8,805,000 |
| Securities held to maturity | 1,658,000 | 1,558,000 | 1,410,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 466,417,000 | 466,478,000 | 466,653,000 |
| Interest-bearing deposits | 335,099,000 | 338,531,000 | 337,649,000 |
| Noninterest-bearing deposits | 131,318,000 | 127,947,000 | 129,004,000 |
| Equity capital | 67,037,000 | 67,359,000 | 109,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 5,908,000 | 11,841,000 | 17,719,000 |
| Interest expense | 327,000 | 720,000 | 1,098,000 |
| Net interest income | 5,581,000 | 11,121,000 | 16,621,000 |
| Noninterest income | 967,000 | 2,058,000 | 3,043,000 |
| Noninterest expense | 3,809,000 | 7,536,000 | 11,579,000 |
| Provision for loan losses | 0 | -24,000 | 222,000 |
| Pretax income | 2,739,000 | 5,667,000 | 7,863,000 |
| Income tax | 641,000 | 1,318,000 | 1,814,000 |
| Net income | 2,098,000 | 4,349,000 | 6,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 60,717,000 | 61,061,000 | 55,950,000 |
| Total capital | 65,867,000 | 66,204,000 | 56,207,000 |
| Risk-weighted assets | 479,933,000 | 464,393,000 | 414,310,000 |