Call reports 2018
BANKLIBERTY — 2018
What BANKLIBERTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 469,467,000 | 563,212,000 | 560,786,000 | 540,485,000 |
| Total loans | 383,596,000 | 445,159,000 | 454,675,000 | 444,462,000 |
| Allowance for loan losses | 5,106,000 | 5,119,000 | 5,140,000 | 5,140,000 |
| Securities available for sale | 7,255,000 | 16,713,000 | 15,922,000 | 9,384,000 |
| Securities held to maturity | 2,122,000 | 2,004,000 | 1,845,000 | 1,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,048,000 | 488,593,000 | 478,379,000 | 463,737,000 |
| Interest-bearing deposits | 271,353,000 | 344,986,000 | 340,277,000 | 330,866,000 |
| Noninterest-bearing deposits | 107,695,000 | 143,607,000 | 138,102,000 | 132,871,000 |
| Equity capital | 51,257,000 | 66,513,000 | 66,282,000 | 67,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,786,000 | 11,053,000 | 16,998,000 | 22,986,000 |
| Interest expense | 301,000 | 589,000 | 868,000 | 1,173,000 |
| Net interest income | 4,485,000 | 10,464,000 | 16,130,000 | 21,813,000 |
| Noninterest income | 915,000 | 1,845,000 | 2,824,000 | 3,812,000 |
| Noninterest expense | 3,234,000 | 7,002,000 | 10,941,000 | 14,574,000 |
| Provision for loan losses | 0 | 0 | 0 | -197,000 |
| Pretax income | 2,189,000 | 5,330,000 | 8,036,000 | 11,318,000 |
| Income tax | 499,000 | 1,229,000 | 1,846,000 | 2,621,000 |
| Net income | 1,690,000 | 4,101,000 | 6,190,000 | 8,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,131,000 | 60,745,000 | 60,643,000 | 60,842,000 |
| Total capital | 53,237,000 | 65,864,000 | 65,783,000 | 65,982,000 |
| Risk-weighted assets | 434,220,000 | 496,981,000 | 505,188,000 | 496,451,000 |