Call reports 2017
BANKLIBERTY — 2017
What BANKLIBERTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 446,128,000 | 452,704,000 | 452,279,000 | 458,470,000 |
| Total loans | 346,648,000 | 368,120,000 | 367,778,000 | 376,513,000 |
| Allowance for loan losses | 5,149,000 | 5,106,000 | 5,109,000 | 5,085,000 |
| Securities available for sale | 16,886,000 | 16,467,000 | 15,888,000 | 12,368,000 |
| Securities held to maturity | 2,673,000 | 2,523,000 | 2,378,000 | 2,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,822,000 | 380,433,000 | 378,533,000 | 367,587,000 |
| Interest-bearing deposits | 209,628,000 | 270,830,000 | 270,154,000 | 263,056,000 |
| Noninterest-bearing deposits | 174,194,000 | 109,603,000 | 108,379,000 | 104,531,000 |
| Equity capital | 50,592,000 | 50,638,000 | 51,613,000 | 49,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,561,000 | 9,046,000 | 13,710,000 | 18,414,000 |
| Interest expense | 224,000 | 442,000 | 659,000 | 914,000 |
| Net interest income | 4,337,000 | 8,604,000 | 13,051,000 | 17,500,000 |
| Noninterest income | 910,000 | 1,588,000 | 3,363,000 | 4,208,000 |
| Noninterest expense | 3,583,000 | 6,848,000 | 10,107,000 | 13,713,000 |
| Provision for loan losses | -300,000 | -300,000 | -525,000 | -525,000 |
| Pretax income | 1,964,000 | 3,644,000 | 6,832,000 | 8,356,000 |
| Income tax | 677,000 | 1,223,000 | 2,331,000 | 3,958,000 |
| Net income | 1,287,000 | 2,421,000 | 4,501,000 | 4,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,258,000 | 47,225,000 | 48,275,000 | 46,423,000 |
| Total capital | 52,238,000 | 52,331,000 | 53,384,000 | 51,508,000 |
| Risk-weighted assets | 398,146,000 | 422,415,000 | 423,271,000 | 433,301,000 |