Call reports 2012
BANKLIBERTY — 2012
What BANKLIBERTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 427,438,000 | 419,899,000 | 414,581,000 | 413,086,000 |
| Total loans | 312,523,000 | 309,797,000 | 315,185,000 | 316,063,000 |
| Allowance for loan losses | 6,296,000 | 6,434,000 | 6,300,000 | 6,196,000 |
| Securities available for sale | 15,129,000 | 13,464,000 | 11,895,000 | 11,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,649,000 | 301,390,000 | 303,924,000 | 304,359,000 |
| Interest-bearing deposits | 225,400,000 | 238,198,000 | 238,963,000 | 231,905,000 |
| Noninterest-bearing deposits | 62,249,000 | 63,192,000 | 64,961,000 | 72,454,000 |
| Equity capital | 60,479,000 | 61,359,000 | 61,984,000 | 62,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,123,000 | 10,444,000 | 15,375,000 | 21,004,000 |
| Interest expense | 956,000 | 1,783,000 | 2,557,000 | 3,247,000 |
| Net interest income | 4,167,000 | 8,661,000 | 12,818,000 | 17,757,000 |
| Noninterest income | 342,000 | 529,000 | 998,000 | 275,000 |
| Noninterest expense | 3,113,000 | 5,991,000 | 9,003,000 | 12,000,000 |
| Provision for loan losses | 310,000 | 991,000 | 1,433,000 | 1,778,000 |
| Pretax income | 1,167,000 | 2,289,000 | 3,461,000 | 4,409,000 |
| Income tax | 370,000 | 716,000 | 1,084,000 | 875,000 |
| Net income | 797,000 | 1,573,000 | 2,377,000 | 3,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,807,000 | 59,617,000 | 60,507,000 | 60,743,000 |
| Total capital | 63,027,000 | 63,858,000 | 64,644,000 | 64,861,000 |
| Risk-weighted assets | 334,757,000 | 341,974,000 | 328,036,000 | 328,536,000 |