Call reports 2015
AMERICAN BANK OF TEXAS — 2015
What AMERICAN BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,197,915,000 | 2,200,887,000 | 2,220,104,000 | 2,347,191,000 |
| Total loans | 1,424,842,000 | 1,392,473,000 | 1,406,219,000 | 1,425,369,000 |
| Allowance for loan losses | 21,849,000 | 21,844,000 | 21,543,000 | 21,472,000 |
| Securities available for sale | 459,806,000 | 474,401,000 | 499,634,000 | 527,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,876,043,000 | 1,879,226,000 | 1,889,418,000 | 2,012,301,000 |
| Interest-bearing deposits | 1,287,854,000 | 1,289,455,000 | 1,292,904,000 | 1,376,183,000 |
| Noninterest-bearing deposits | 588,189,000 | 589,771,000 | 596,514,000 | 636,118,000 |
| Equity capital | 313,609,000 | 315,748,000 | 324,319,000 | 331,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,115,000 | 41,167,000 | 61,256,000 | 84,787,000 |
| Interest expense | 1,280,000 | 2,538,000 | 3,798,000 | 5,076,000 |
| Net interest income | 18,835,000 | 38,629,000 | 57,458,000 | 79,711,000 |
| Noninterest income | 2,987,000 | 6,250,000 | 9,674,000 | 12,929,000 |
| Noninterest expense | 11,504,000 | 22,968,000 | 35,101,000 | 47,403,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 10,318,000 | 21,911,000 | 32,331,000 | 45,594,000 |
| Income tax | 3,268,000 | 6,982,000 | 10,286,000 | 14,586,000 |
| Net income | 7,050,000 | 14,929,000 | 22,045,000 | 31,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,068,000 | 286,647,000 | 293,513,000 | 302,226,000 |
| Total capital | 303,917,000 | 308,491,000 | 315,056,000 | 323,698,000 |
| Risk-weighted assets | 1,775,086,000 | 1,803,912,000 | 1,814,738,000 | 1,837,283,000 |