Call reports 2013
AMERICAN BANK OF TEXAS — 2013
What AMERICAN BANK OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,983,656,000 | 2,022,824,000 | 2,053,457,000 | 2,082,318,000 |
| Total loans | 1,236,461,000 | 1,235,997,000 | 1,230,805,000 | 1,211,292,000 |
| Allowance for loan losses | 23,137,000 | 23,091,000 | 23,158,000 | 21,996,000 |
| Securities available for sale | 344,849,000 | 371,583,000 | 402,143,000 | 427,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,683,271,000 | 1,723,760,000 | 1,761,228,000 | 1,787,367,000 |
| Interest-bearing deposits | 1,229,615,000 | 1,262,935,000 | 1,284,856,000 | 1,302,056,000 |
| Noninterest-bearing deposits | 453,656,000 | 460,825,000 | 476,372,000 | 485,311,000 |
| Equity capital | 284,180,000 | 281,203,000 | 283,966,000 | 289,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,282,000 | 36,902,000 | 56,222,000 | 75,407,000 |
| Interest expense | 1,650,000 | 3,226,000 | 4,855,000 | 6,287,000 |
| Net interest income | 16,632,000 | 33,676,000 | 51,367,000 | 69,120,000 |
| Noninterest income | 3,000,000 | 6,670,000 | 10,166,000 | 13,529,000 |
| Noninterest expense | 12,277,000 | 24,351,000 | 36,480,000 | 48,529,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,105,000 |
| Pretax income | 7,470,000 | 16,110,000 | 25,168,000 | 35,340,000 |
| Income tax | 2,549,000 | 5,388,000 | 8,403,000 | 11,785,000 |
| Net income | 4,921,000 | 10,722,000 | 16,765,000 | 23,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,355,000 | 254,512,000 | 256,562,000 | 263,310,000 |
| Total capital | 269,772,000 | 272,364,000 | 274,416,000 | 281,034,000 |
| Risk-weighted assets | 1,387,623,000 | 1,422,884,000 | 1,422,995,000 | 1,413,676,000 |