Call reports 2012
AMERICAN BANK OF TEXAS — 2012
What AMERICAN BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,942,516,000 | 1,947,633,000 | 1,951,961,000 | 2,020,797,000 |
| Total loans | 1,104,117,000 | 1,152,558,000 | 1,200,287,000 | 1,243,300,000 |
| Allowance for loan losses | 25,500,000 | 25,984,000 | 23,363,000 | 23,176,000 |
| Securities available for sale | 354,188,000 | 342,164,000 | 337,444,000 | 355,500,000 |
| Securities held to maturity | 1,985,000 | 1,985,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,630,742,000 | 1,636,025,000 | 1,634,115,000 | 1,688,519,000 |
| Interest-bearing deposits | 1,228,325,000 | 1,215,462,000 | 1,193,888,000 | 1,229,379,000 |
| Noninterest-bearing deposits | 402,417,000 | 420,563,000 | 440,227,000 | 459,140,000 |
| Equity capital | 273,907,000 | 279,461,000 | 284,811,000 | 280,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,989,000 | 37,775,000 | 56,595,000 | 75,770,000 |
| Interest expense | 2,157,000 | 4,186,000 | 6,066,000 | 7,844,000 |
| Net interest income | 16,832,000 | 33,589,000 | 50,529,000 | 67,926,000 |
| Noninterest income | 2,837,000 | 6,692,000 | 9,986,000 | 12,443,000 |
| Noninterest expense | 12,026,000 | 24,746,000 | 37,637,000 | 50,644,000 |
| Provision for loan losses | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Pretax income | 6,143,000 | 14,037,000 | 21,389,000 | 28,289,000 |
| Income tax | 2,023,000 | 4,696,000 | 7,246,000 | 9,654,000 |
| Net income | 4,120,000 | 9,341,000 | 14,143,000 | 18,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,765,000 | 246,391,000 | 250,779,000 | 247,677,000 |
| Total capital | 257,608,000 | 263,271,000 | 268,117,000 | 265,357,000 |
| Risk-weighted assets | 1,338,782,000 | 1,341,276,000 | 1,380,997,000 | 1,408,880,000 |