Call reports 2026
STERLING BANK — 2026
What STERLING BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 355,833,000 | 352,373,000 |
| Total loans | 256,021,000 | 257,810,000 |
| Allowance for loan losses | 2,303,000 | 2,324,000 |
| Securities available for sale | 12,406,000 | 12,273,000 |
| Securities held to maturity | 72,951,000 | 73,262,000 |
| Trading assets | 0 | 0 |
| Total deposits | 318,906,000 | 314,491,000 |
| Interest-bearing deposits | 256,833,000 | 251,727,000 |
| Noninterest-bearing deposits | 62,073,000 | 62,764,000 |
| Equity capital | 32,211,000 | 32,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,415,000 | 8,847,000 |
| Interest expense | 1,399,000 | 2,759,000 |
| Net interest income | 3,016,000 | 6,088,000 |
| Noninterest income | 331,000 | 719,000 |
| Noninterest expense | 1,887,000 | 3,783,000 |
| Provision for loan losses | 40,000 | 100,000 |
| Pretax income | 1,400,000 | 2,904,000 |
| Income tax | -3,000 | -3,000 |
| Net income | 1,403,000 | 2,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 32,955,000 | 33,259,000 |
| Total capital | 35,384,000 | 35,709,000 |
| Risk-weighted assets | 242,861,000 | 245,970,000 |