Call reports 2006
STERLING BANK — 2006
What STERLING BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 155,117,000 | 157,862,000 | 166,705,000 | 161,423,000 |
| Total loans | 107,611,000 | 112,742,000 | 118,321,000 | 116,874,000 |
| Allowance for loan losses | 1,383,000 | 1,382,000 | 1,381,000 | 1,372,000 |
| Securities available for sale | 3,517,000 | 3,523,000 | 3,564,000 | 3,508,000 |
| Securities held to maturity | 34,901,000 | 34,331,000 | 33,439,000 | 32,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,481,000 | 134,742,000 | 143,606,000 | 141,707,000 |
| Interest-bearing deposits | 118,689,000 | 121,401,000 | 126,621,000 | 128,036,000 |
| Noninterest-bearing deposits | 12,792,000 | 13,341,000 | 16,985,000 | 13,671,000 |
| Equity capital | 12,904,000 | 12,995,000 | 13,273,000 | 12,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,698,000 | 7,278,000 | 9,937,000 |
| Interest expense | 933,000 | 1,972,000 | 3,140,000 | 4,344,000 |
| Net interest income | 1,332,000 | 2,726,000 | 4,138,000 | 5,593,000 |
| Noninterest income | 176,000 | 388,000 | 608,000 | 808,000 |
| Noninterest expense | 1,018,000 | 2,022,000 | 3,020,000 | 3,948,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 490,000 | 1,092,000 | 1,726,000 | 2,453,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 6,000 |
| Net income | 489,000 | 1,089,000 | 1,722,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,968,000 | 13,087,000 | 13,320,000 | 12,876,000 |
| Total capital | 14,339,000 | 14,469,000 | 14,701,000 | 14,248,000 |
| Risk-weighted assets | 109,647,000 | 114,748,000 | 121,132,000 | 118,107,000 |
Machine access — free, no API key
Every figure shown here about STERLING BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.