Call reports 2017
ABC BANK — 2017
What ABC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 340,847,000 | 352,014,000 | 351,065,000 | 343,105,000 |
| Total loans | 243,286,000 | 248,596,000 | 247,041,000 | 239,260,000 |
| Allowance for loan losses | 4,981,000 | 4,581,000 | 4,937,000 | 4,425,000 |
| Securities available for sale | 77,251,000 | 75,033,000 | 77,318,000 | 76,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,438,000 | 272,378,000 | 270,426,000 | 267,818,000 |
| Interest-bearing deposits | 208,763,000 | 212,596,000 | 213,381,000 | 205,679,000 |
| Noninterest-bearing deposits | 57,675,000 | 59,782,000 | 57,045,000 | 62,139,000 |
| Equity capital | 38,899,000 | 40,303,000 | 40,735,000 | 40,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,698,000 | 7,387,000 | 11,170,000 | 14,861,000 |
| Interest expense | 515,000 | 1,070,000 | 1,666,000 | 2,278,000 |
| Net interest income | 3,183,000 | 6,317,000 | 9,504,000 | 12,583,000 |
| Noninterest income | 522,000 | 939,000 | 1,602,000 | 1,922,000 |
| Noninterest expense | 2,590,000 | 5,528,000 | 8,078,000 | 10,614,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,110,000 | 1,460,000 |
| Pretax income | 836,000 | 1,093,000 | 1,987,000 | 2,500,000 |
| Income tax | 8,000 | 20,000 | 28,000 | 29,000 |
| Net income | 828,000 | 1,073,000 | 1,959,000 | 2,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,779,000 | 40,931,000 | 41,491,000 | 41,885,000 |
| Total capital | 44,070,000 | 44,480,000 | 45,047,000 | 45,295,000 |
| Risk-weighted assets | 261,571,000 | 282,925,000 | 283,083,000 | 271,753,000 |