Call reports 2016
ABC BANK — 2016
What ABC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 329,202,000 | 334,322,000 | 339,710,000 | 326,324,000 |
| Total loans | 234,048,000 | 236,767,000 | 233,673,000 | 233,135,000 |
| Allowance for loan losses | 5,145,000 | 4,844,000 | 5,254,000 | 5,094,000 |
| Securities available for sale | 74,766,000 | 77,231,000 | 80,103,000 | 78,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,417,000 | 259,607,000 | 262,800,000 | 258,612,000 |
| Interest-bearing deposits | 208,764,000 | 207,542,000 | 207,259,000 | 202,031,000 |
| Noninterest-bearing deposits | 51,653,000 | 52,065,000 | 55,541,000 | 56,581,000 |
| Equity capital | 38,785,000 | 39,350,000 | 39,540,000 | 37,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,757,000 | 7,402,000 | 11,025,000 | 14,621,000 |
| Interest expense | 523,000 | 1,049,000 | 1,591,000 | 2,068,000 |
| Net interest income | 3,234,000 | 6,353,000 | 9,434,000 | 12,553,000 |
| Noninterest income | 547,000 | 1,070,000 | 2,061,000 | 2,326,000 |
| Noninterest expense | 2,694,000 | 5,431,000 | 8,487,000 | 10,757,000 |
| Provision for loan losses | 450,000 | 750,000 | 1,200,000 | 1,425,000 |
| Pretax income | 732,000 | 1,570,000 | 2,156,000 | 3,046,000 |
| Income tax | 10,000 | 13,000 | 23,000 | 40,000 |
| Net income | 722,000 | 1,557,000 | 2,133,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,895,000 | 39,405,000 | 39,625,000 | 40,286,000 |
| Total capital | 42,098,000 | 42,678,000 | 42,926,000 | 43,548,000 |
| Risk-weighted assets | 254,305,000 | 260,306,000 | 262,149,000 | 259,106,000 |