Call reports 2015
ABC BANK — 2015
What ABC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 334,653,000 | 343,292,000 | 344,084,000 | 332,640,000 |
| Total loans | 238,957,000 | 240,912,000 | 240,357,000 | 235,990,000 |
| Allowance for loan losses | 5,475,000 | 4,884,000 | 5,370,000 | 4,705,000 |
| Securities available for sale | 78,786,000 | 77,502,000 | 77,133,000 | 79,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,893,000 | 271,950,000 | 270,028,000 | 263,692,000 |
| Interest-bearing deposits | 219,110,000 | 221,731,000 | 218,836,000 | 212,305,000 |
| Noninterest-bearing deposits | 47,783,000 | 50,219,000 | 51,192,000 | 51,387,000 |
| Equity capital | 37,635,000 | 37,312,000 | 37,918,000 | 38,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,961,000 | 7,735,000 | 11,567,000 | 15,286,000 |
| Interest expense | 535,000 | 1,061,000 | 1,608,000 | 2,154,000 |
| Net interest income | 3,426,000 | 6,674,000 | 9,959,000 | 13,132,000 |
| Noninterest income | 609,000 | 1,290,000 | 2,003,000 | 3,034,000 |
| Noninterest expense | 2,769,000 | 5,406,000 | 8,265,000 | 11,005,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 742,000 | 1,514,000 | 2,159,000 | 3,128,000 |
| Income tax | 10,000 | 20,000 | 20,000 | 22,000 |
| Net income | 732,000 | 1,494,000 | 2,139,000 | 3,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,177,000 | 37,614,000 | 38,025,000 | 38,700,000 |
| Total capital | 40,442,000 | 40,922,000 | 41,426,000 | 41,932,000 |
| Risk-weighted assets | 258,980,000 | 263,042,000 | 270,148,000 | 257,068,000 |