Call reports 2014
ABC BANK — 2014
What ABC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 332,456,000 | 336,663,000 | 333,323,000 | 339,180,000 |
| Total loans | 235,743,000 | 236,853,000 | 242,611,000 | 244,059,000 |
| Allowance for loan losses | 5,327,000 | 6,016,000 | 5,523,000 | 5,323,000 |
| Securities available for sale | 69,392,000 | 73,512,000 | 74,427,000 | 74,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,585,000 | 271,074,000 | 264,370,000 | 271,355,000 |
| Interest-bearing deposits | 222,289,000 | 219,892,000 | 216,322,000 | 225,027,000 |
| Noninterest-bearing deposits | 48,296,000 | 51,182,000 | 48,048,000 | 46,328,000 |
| Equity capital | 33,938,000 | 35,546,000 | 35,859,000 | 36,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,764,000 | 7,666,000 | 11,458,000 | 15,313,000 |
| Interest expense | 524,000 | 1,058,000 | 1,588,000 | 2,120,000 |
| Net interest income | 3,240,000 | 6,608,000 | 9,870,000 | 13,193,000 |
| Noninterest income | 438,000 | 807,000 | 1,398,000 | 2,419,000 |
| Noninterest expense | 2,781,000 | 5,371,000 | 8,018,000 | 10,776,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,340,000 |
| Pretax income | 406,000 | 1,028,000 | 1,732,000 | 2,553,000 |
| Income tax | -10,000 | 4,000 | 13,000 | 35,000 |
| Net income | 416,000 | 1,024,000 | 1,719,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,072,000 | 35,877,000 | 36,314,000 | 36,833,000 |
| Total capital | 38,204,000 | 39,039,000 | 39,524,000 | 40,070,000 |
| Risk-weighted assets | 248,361,000 | 250,306,000 | 254,501,000 | 256,914,000 |