Call reports 2013
ABC BANK — 2013
What ABC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 334,545,000 | 332,786,000 | 330,149,000 | 323,437,000 |
| Total loans | 232,931,000 | 239,832,000 | 233,296,000 | 237,675,000 |
| Allowance for loan losses | 5,176,000 | 5,622,000 | 4,551,000 | 4,969,000 |
| Securities available for sale | 76,600,000 | 72,184,000 | 71,745,000 | 67,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,636,000 | 272,201,000 | 269,596,000 | 261,413,000 |
| Interest-bearing deposits | 231,728,000 | 228,743,000 | 226,643,000 | 219,032,000 |
| Noninterest-bearing deposits | 40,908,000 | 43,458,000 | 42,953,000 | 42,381,000 |
| Equity capital | 34,465,000 | 32,523,000 | 32,816,000 | 33,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,853,000 | 7,717,000 | 11,608,000 | 15,524,000 |
| Interest expense | 623,000 | 1,231,000 | 1,806,000 | 2,349,000 |
| Net interest income | 3,230,000 | 6,486,000 | 9,802,000 | 13,175,000 |
| Noninterest income | 391,000 | 565,000 | 872,000 | 808,000 |
| Noninterest expense | 2,680,000 | 5,225,000 | 7,782,000 | 10,214,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,554,000 | 2,788,000 |
| Pretax income | 495,000 | 1,037,000 | 1,449,000 | 1,147,000 |
| Income tax | 8,000 | 14,000 | 21,000 | 17,000 |
| Net income | 487,000 | 1,023,000 | 1,428,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,880,000 | 33,915,000 | 34,153,000 | 34,885,000 |
| Total capital | 37,068,000 | 37,140,000 | 37,308,000 | 38,036,000 |
| Risk-weighted assets | 253,090,000 | 255,623,000 | 251,070,000 | 250,250,000 |