Call reports 2012
ABC BANK — 2012
What ABC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 324,812,000 | 340,531,000 | 335,532,000 | 339,146,000 |
| Total loans | 237,819,000 | 236,945,000 | 236,181,000 | 230,258,000 |
| Allowance for loan losses | 5,101,000 | 5,095,000 | 5,291,000 | 4,877,000 |
| Securities available for sale | 62,395,000 | 75,271,000 | 77,083,000 | 76,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,369,000 | 281,355,000 | 275,451,000 | 277,002,000 |
| Interest-bearing deposits | 230,651,000 | 240,190,000 | 234,517,000 | 232,906,000 |
| Noninterest-bearing deposits | 36,718,000 | 41,164,000 | 40,934,000 | 44,096,000 |
| Equity capital | 32,943,000 | 33,080,000 | 34,267,000 | 34,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,197,000 | 8,353,000 | 12,550,000 | 16,603,000 |
| Interest expense | 690,000 | 1,390,000 | 2,078,000 | 2,713,000 |
| Net interest income | 3,507,000 | 6,963,000 | 10,472,000 | 13,890,000 |
| Noninterest income | 443,000 | 901,000 | 1,329,000 | 1,790,000 |
| Noninterest expense | 2,546,000 | 5,334,000 | 7,988,000 | 10,678,000 |
| Provision for loan losses | 450,000 | 1,300,000 | 1,750,000 | 2,050,000 |
| Pretax income | 1,050,000 | 1,681,000 | 2,706,000 | 3,792,000 |
| Income tax | 15,000 | 31,000 | 43,000 | 62,000 |
| Net income | 1,035,000 | 1,650,000 | 2,663,000 | 3,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,272,000 | 32,406,000 | 33,107,000 | 33,699,000 |
| Total capital | 35,522,000 | 35,665,000 | 36,359,000 | 36,895,000 |
| Risk-weighted assets | 258,184,000 | 260,806,000 | 258,155,000 | 254,066,000 |