Call reports 2011
ABC BANK — 2011
What ABC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 312,107,000 | 314,669,000 | 324,309,000 | 322,757,000 |
| Total loans | 242,550,000 | 246,345,000 | 245,795,000 | 234,593,000 |
| Allowance for loan losses | 4,466,000 | 4,642,000 | 4,876,000 | 4,687,000 |
| Securities available for sale | 48,216,000 | 44,050,000 | 52,774,000 | 55,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,142,000 | 258,666,000 | 266,508,000 | 265,129,000 |
| Interest-bearing deposits | 218,540,000 | 220,871,000 | 226,848,000 | 230,988,000 |
| Noninterest-bearing deposits | 38,602,000 | 37,795,000 | 39,660,000 | 34,141,000 |
| Equity capital | 30,292,000 | 31,054,000 | 31,972,000 | 31,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,195,000 | 8,443,000 | 12,766,000 | 16,932,000 |
| Interest expense | 828,000 | 1,680,000 | 2,547,000 | 3,272,000 |
| Net interest income | 3,367,000 | 6,763,000 | 10,219,000 | 13,660,000 |
| Noninterest income | 524,000 | 680,000 | 1,009,000 | 1,749,000 |
| Noninterest expense | 2,890,000 | 5,703,000 | 8,260,000 | 10,838,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 2,260,000 |
| Pretax income | 559,000 | 1,018,000 | 2,105,000 | 3,057,000 |
| Income tax | 14,000 | 23,000 | 40,000 | 63,000 |
| Net income | 545,000 | 995,000 | 2,065,000 | 2,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,419,000 | 30,569,000 | 31,357,000 | 31,691,000 |
| Total capital | 33,654,000 | 33,862,000 | 34,688,000 | 34,927,000 |
| Risk-weighted assets | 257,572,000 | 262,333,000 | 264,974,000 | 257,525,000 |