Call reports 2026
YOUNG AMERICANS BANK — 2026
What YOUNG AMERICANS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 16,271,000 | 15,527,000 |
| Total loans | 39,000 | 57,000 |
| Allowance for loan losses | 6,000 | 10,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 13,976,000 | 13,437,000 |
| Interest-bearing deposits | 10,877,000 | 10,974,000 |
| Noninterest-bearing deposits | 3,099,000 | 2,463,000 |
| Equity capital | 2,038,000 | 1,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 159,000 | 311,000 |
| Interest expense | 32,000 | 60,000 |
| Net interest income | 127,000 | 251,000 |
| Noninterest income | 2,000 | 5,000 |
| Noninterest expense | 586,000 | 1,166,000 |
| Provision for loan losses | 0 | 4,000 |
| Pretax income | -457,000 | -914,000 |
| Income tax | 0 | 0 |
| Net income | -457,000 | -914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,038,000 | 1,831,000 |
| Total capital | 2,044,000 | 1,841,000 |
| Risk-weighted assets | 559,000 | 901,000 |
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