Call reports 2024
YOUNG AMERICANS BANK — 2024
What YOUNG AMERICANS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 18,142,000 | 17,233,000 | 18,364,000 | 17,265,000 |
| Total loans | 15,000 | 33,000 | 32,000 | 28,000 |
| Allowance for loan losses | 5,000 | 4,000 | 6,000 | 3,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,426,000 | 15,804,000 | 17,014,000 | 15,308,000 |
| Interest-bearing deposits | 13,232,000 | 13,036,000 | 12,708,000 | 12,343,000 |
| Noninterest-bearing deposits | 3,194,000 | 2,768,000 | 4,306,000 | 2,965,000 |
| Equity capital | 1,596,000 | 1,349,000 | 1,190,000 | 1,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 392,000 | 598,000 | 809,000 |
| Interest expense | 63,000 | 127,000 | 193,000 | 256,000 |
| Net interest income | 134,000 | 265,000 | 405,000 | 553,000 |
| Noninterest income | 4,000 | 7,000 | 11,000 | 16,000 |
| Noninterest expense | 555,000 | 1,167,000 | 1,868,000 | 2,404,000 |
| Provision for loan losses | 0 | -1,000 | 1,000 | -1,000 |
| Pretax income | -417,000 | -894,000 | -1,453,000 | -1,834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -417,000 | -894,000 | -1,453,000 | -1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,596,000 | 1,349,000 | 1,190,000 | 1,700,000 |
| Total capital | 1,599,000 | 1,352,000 | 1,196,000 | 1,703,000 |
| Risk-weighted assets | 244,000 | 275,000 | 735,000 | 692,000 |
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