Call reports 2023
YOUNG AMERICANS BANK — 2023
What YOUNG AMERICANS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 22,143,000 | 21,807,000 | 20,775,000 | 18,998,000 |
| Total loans | 33,000 | 41,000 | 26,000 | 19,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 5,000 |
| Securities available for sale | 100,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,295,000 | 19,921,000 | 18,941,000 | 17,248,000 |
| Interest-bearing deposits | 15,433,000 | 14,688,000 | 14,098,000 | 13,843,000 |
| Noninterest-bearing deposits | 4,862,000 | 5,233,000 | 4,843,000 | 3,405,000 |
| Equity capital | 1,733,000 | 1,765,000 | 1,715,000 | 1,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 291,000 | 519,000 | 736,000 |
| Interest expense | 4,000 | 8,000 | 11,000 | 16,000 |
| Net interest income | 122,000 | 283,000 | 508,000 | 720,000 |
| Noninterest income | 4,000 | 8,000 | 12,000 | 16,000 |
| Noninterest expense | 468,000 | 951,000 | 1,479,000 | 2,014,000 |
| Provision for loan losses | -8,000 | -8,000 | -8,000 | -9,000 |
| Pretax income | -334,000 | -652,000 | -951,000 | -1,269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -334,000 | -652,000 | -951,000 | -1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,733,000 | 1,765,000 | 1,715,000 | 1,618,000 |
| Total capital | 1,739,000 | 1,771,000 | 1,720,000 | 1,622,000 |
| Risk-weighted assets | 722,000 | 706,000 | 398,000 | 302,000 |
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