Call reports 2022
YOUNG AMERICANS BANK — 2022
What YOUNG AMERICANS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 23,107,000 | 22,704,000 | 22,385,000 | 21,946,000 |
| Total loans | 52,000 | 50,000 | 38,000 | 32,000 |
| Allowance for loan losses | 14,000 | 15,000 | 15,000 | 15,000 |
| Securities available for sale | 103,000 | 101,000 | 100,000 | 100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,198,000 | 20,699,000 | 20,430,000 | 20,023,000 |
| Interest-bearing deposits | 16,842,000 | 16,644,000 | 16,197,000 | 15,857,000 |
| Noninterest-bearing deposits | 4,356,000 | 4,055,000 | 4,233,000 | 4,166,000 |
| Equity capital | 1,797,000 | 1,887,000 | 1,834,000 | 1,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,000 | 54,000 | 119,000 | 216,000 |
| Interest expense | 5,000 | 9,000 | 13,000 | 17,000 |
| Net interest income | 16,000 | 45,000 | 106,000 | 199,000 |
| Noninterest income | 4,000 | 8,000 | 13,000 | 19,000 |
| Noninterest expense | 429,000 | 870,000 | 1,363,000 | 1,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -409,000 | -817,000 | -1,244,000 | -1,652,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -409,000 | -817,000 | -1,244,000 | -1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,794,000 | 1,886,000 | 1,834,000 | 1,752,000 |
| Total capital | 1,807,000 | 1,897,000 | 1,844,000 | 1,760,000 |
| Risk-weighted assets | 1,023,000 | 877,000 | 781,000 | 652,000 |
Machine access — free, no API key
Every figure shown here about YOUNG AMERICANS BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.