Call reports 2021
YOUNG AMERICANS BANK — 2021
What YOUNG AMERICANS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 21,861,000 | 22,523,000 | 22,644,000 | 22,940,000 |
| Total loans | 58,000 | 56,000 | 61,000 | 54,000 |
| Allowance for loan losses | 13,000 | 13,000 | 13,000 | 14,000 |
| Securities available for sale | 109,000 | 108,000 | 107,000 | 105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,064,000 | 20,669,000 | 20,861,000 | 21,130,000 |
| Interest-bearing deposits | 16,473,000 | 17,065,000 | 17,084,000 | 16,690,000 |
| Noninterest-bearing deposits | 3,591,000 | 3,604,000 | 3,777,000 | 4,440,000 |
| Equity capital | 1,687,000 | 1,731,000 | 1,664,000 | 1,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 60,000 | 104,000 | 134,000 | 159,000 |
| Interest expense | 5,000 | 10,000 | 14,000 | 19,000 |
| Net interest income | 55,000 | 94,000 | 120,000 | 140,000 |
| Noninterest income | 4,000 | 9,000 | 15,000 | 27,000 |
| Noninterest expense | 410,000 | 834,000 | 1,322,000 | 1,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -351,000 | -731,000 | -1,187,000 | -1,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -351,000 | -731,000 | -1,187,000 | -1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,678,000 | 1,724,000 | 1,657,000 | 1,679,000 |
| Total capital | 1,689,000 | 1,737,000 | 1,670,000 | 1,692,000 |
| Risk-weighted assets | 868,000 | 1,034,000 | 1,038,000 | 1,031,000 |
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