Call reports 2020
YOUNG AMERICANS BANK — 2020
What YOUNG AMERICANS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 20,751,000 | 21,331,000 | 21,602,000 | 21,690,000 |
| Total loans | 46,000 | 46,000 | 58,000 | 60,000 |
| Allowance for loan losses | 8,000 | 7,000 | 7,000 | 8,000 |
| Securities available for sale | 112,000 | 112,000 | 111,000 | 110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,066,000 | 19,521,000 | 19,894,000 | 20,065,000 |
| Interest-bearing deposits | 15,789,000 | 16,156,000 | 16,385,000 | 16,195,000 |
| Noninterest-bearing deposits | 3,277,000 | 3,365,000 | 3,509,000 | 3,870,000 |
| Equity capital | 1,569,000 | 1,688,000 | 1,590,000 | 1,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 237,000 | 332,000 | 412,000 |
| Interest expense | 6,000 | 11,000 | 17,000 | 22,000 |
| Net interest income | 119,000 | 226,000 | 315,000 | 390,000 |
| Noninterest income | 5,000 | 8,000 | 14,000 | 24,000 |
| Noninterest expense | 421,000 | 813,000 | 1,305,000 | 1,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | -297,000 | -579,000 | -976,000 | -1,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -297,000 | -579,000 | -976,000 | -1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,557,000 | 1,676,000 | 1,579,000 | 1,464,000 |
| Total capital | 1,565,000 | 1,683,000 | 1,586,000 | 1,472,000 |
| Risk-weighted assets | 648,000 | 746,000 | 801,000 | 830,000 |
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