Call reports 2019
YOUNG AMERICANS BANK — 2019
What YOUNG AMERICANS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 20,096,000 | 20,648,000 | 20,502,000 | 20,535,000 |
| Total loans | 81,000 | 84,000 | 81,000 | 58,000 |
| Allowance for loan losses | 12,000 | 11,000 | 10,000 | 11,000 |
| Securities available for sale | 110,000 | 111,000 | 111,000 | 110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,403,000 | 19,015,000 | 18,929,000 | 18,902,000 |
| Interest-bearing deposits | 15,513,000 | 15,860,000 | 15,769,000 | 15,791,000 |
| Noninterest-bearing deposits | 2,890,000 | 3,155,000 | 3,160,000 | 3,111,000 |
| Equity capital | 1,602,000 | 1,546,000 | 1,473,000 | 1,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 246,000 | 379,000 | 508,000 |
| Interest expense | 4,000 | 10,000 | 15,000 | 20,000 |
| Net interest income | 114,000 | 236,000 | 364,000 | 488,000 |
| Noninterest income | 5,000 | 12,000 | 18,000 | 32,000 |
| Noninterest expense | 428,000 | 864,000 | 1,319,000 | 1,786,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 5,000 |
| Pretax income | -309,000 | -616,000 | -940,000 | -1,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -309,000 | -616,000 | -940,000 | -1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,592,000 | 1,535,000 | 1,461,000 | 1,480,000 |
| Total capital | 1,601,000 | 1,544,000 | 1,469,000 | 1,488,000 |
| Risk-weighted assets | 744,000 | 748,000 | 607,000 | 619,000 |