Call reports 2018
YOUNG AMERICANS BANK — 2018
What YOUNG AMERICANS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,628,000 | 20,082,000 | 19,979,000 | 20,299,000 |
| Total loans | 79,000 | 122,000 | 124,000 | 76,000 |
| Allowance for loan losses | 10,000 | 10,000 | 7,000 | 9,000 |
| Securities available for sale | 110,000 | 109,000 | 107,000 | 109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,011,000 | 18,391,000 | 18,244,000 | 18,588,000 |
| Interest-bearing deposits | 15,024,000 | 15,345,000 | 15,325,000 | 15,378,000 |
| Noninterest-bearing deposits | 2,987,000 | 3,046,000 | 2,919,000 | 3,210,000 |
| Equity capital | 1,498,000 | 1,574,000 | 1,615,000 | 1,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 71,000 | 156,000 | 252,000 | 362,000 |
| Interest expense | 4,000 | 9,000 | 13,000 | 18,000 |
| Net interest income | 67,000 | 147,000 | 239,000 | 344,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 28,000 |
| Noninterest expense | 344,000 | 742,000 | 1,147,000 | 1,593,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | -272,000 | -585,000 | -892,000 | -1,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -272,000 | -585,000 | -892,000 | -1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,488,000 | 1,565,000 | 1,608,000 | 1,601,000 |
| Total capital | 1,494,000 | 1,574,000 | 1,615,000 | 1,610,000 |
| Risk-weighted assets | 527,000 | 682,000 | 712,000 | 706,000 |
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