Call reports 2016
YOUNG AMERICANS BANK — 2016
What YOUNG AMERICANS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 17,636,000 | 18,079,000 | 18,300,000 | 18,572,000 |
| Total loans | 67,000 | 65,000 | 61,000 | 55,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 9,000 |
| Securities available for sale | 121,000 | 121,000 | 122,000 | 115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,260,000 | 16,656,000 | 16,856,000 | 17,095,000 |
| Interest-bearing deposits | 14,527,000 | 14,730,000 | 14,851,000 | 14,781,000 |
| Noninterest-bearing deposits | 1,733,000 | 1,925,000 | 2,005,000 | 2,314,000 |
| Equity capital | 1,295,000 | 1,344,000 | 1,362,000 | 1,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 45,000 | 92,000 | 143,000 | 195,000 |
| Interest expense | 4,000 | 8,000 | 13,000 | 17,000 |
| Net interest income | 41,000 | 84,000 | 130,000 | 178,000 |
| Noninterest income | 3,000 | 9,000 | 14,000 | 23,000 |
| Noninterest expense | 316,000 | 651,000 | 1,000,000 | 1,349,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | -272,000 | -558,000 | -856,000 | -1,149,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -272,000 | -558,000 | -856,000 | -1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,274,000 | 1,323,000 | 1,340,000 | 1,352,000 |
| Total capital | 1,279,000 | 1,328,000 | 1,348,000 | 1,359,000 |
| Risk-weighted assets | 376,000 | 427,000 | 604,000 | 593,000 |