Call reports 2015
YOUNG AMERICANS BANK — 2015
What YOUNG AMERICANS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,390,000 | 16,643,000 | 17,086,000 | 17,354,000 |
| Total loans | 51,000 | 50,000 | 64,000 | 61,000 |
| Allowance for loan losses | 9,000 | 9,000 | 9,000 | 8,000 |
| Securities available for sale | 122,000 | 119,000 | 121,000 | 118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,166,000 | 15,368,000 | 15,778,000 | 15,995,000 |
| Interest-bearing deposits | 13,520,000 | 13,745,000 | 13,908,000 | 14,202,000 |
| Noninterest-bearing deposits | 1,646,000 | 1,623,000 | 1,871,000 | 1,793,000 |
| Equity capital | 1,155,000 | 1,207,000 | 1,238,000 | 1,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 40,000 | 79,000 | 120,000 | 162,000 |
| Interest expense | 4,000 | 8,000 | 12,000 | 16,000 |
| Net interest income | 36,000 | 71,000 | 108,000 | 146,000 |
| Noninterest income | 4,000 | 9,000 | 13,000 | 23,000 |
| Noninterest expense | 274,000 | 578,000 | 916,000 | 1,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -234,000 | -498,000 | -795,000 | -1,091,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -234,000 | -498,000 | -795,000 | -1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,133,000 | 1,188,000 | 1,217,000 | 1,242,000 |
| Total capital | 1,138,000 | 1,192,000 | 1,222,000 | 1,247,000 |
| Risk-weighted assets | 427,000 | 276,000 | 394,000 | 379,000 |