Call reports 2014
YOUNG AMERICANS BANK — 2014
What YOUNG AMERICANS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,625,000 | 15,730,000 | 15,733,000 | 15,949,000 |
| Total loans | 37,000 | 49,000 | 47,000 | 46,000 |
| Allowance for loan losses | 4,000 | 4,000 | 7,000 | 9,000 |
| Securities available for sale | 375,000 | 375,000 | 373,000 | 372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,480,000 | 14,589,000 | 14,655,000 | 14,783,000 |
| Interest-bearing deposits | 12,984,000 | 12,960,000 | 13,181,000 | 13,320,000 |
| Noninterest-bearing deposits | 1,496,000 | 1,629,000 | 1,474,000 | 1,463,000 |
| Equity capital | 1,085,000 | 1,074,000 | 1,022,000 | 1,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 40,000 | 82,000 | 125,000 | 166,000 |
| Interest expense | 4,000 | 8,000 | 12,000 | 16,000 |
| Net interest income | 36,000 | 74,000 | 113,000 | 150,000 |
| Noninterest income | 5,000 | 12,000 | 18,000 | 28,000 |
| Noninterest expense | 260,000 | 546,000 | 883,000 | 1,225,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 5,000 |
| Pretax income | -219,000 | -460,000 | -755,000 | -1,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -219,000 | -460,000 | -755,000 | -1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,060,000 | 1,049,000 | 999,000 | 1,052,000 |
| Total capital | 1,064,000 | 1,053,000 | 1,002,000 | 1,056,000 |
| Risk-weighted assets | 326,000 | 350,000 | 274,000 | 281,000 |
Machine access — free, no API key
Every figure shown here about YOUNG AMERICANS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.