Call reports 2012
YOUNG AMERICANS BANK — 2012
What YOUNG AMERICANS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 15,167,000 | 15,051,000 | 15,079,000 | 14,954,000 |
| Total loans | 32,000 | 25,000 | 22,000 | 18,000 |
| Allowance for loan losses | 5,000 | 5,000 | 5,000 | 3,000 |
| Securities available for sale | 1,427,000 | 919,000 | 917,000 | 659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,991,000 | 13,903,000 | 13,977,000 | 13,627,000 |
| Interest-bearing deposits | 12,030,000 | 12,020,000 | 11,895,000 | 11,967,000 |
| Noninterest-bearing deposits | 1,962,000 | 1,883,000 | 2,082,000 | 1,660,000 |
| Equity capital | 1,124,000 | 1,099,000 | 1,060,000 | 1,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 49,000 | 102,000 | 150,000 | 198,000 |
| Interest expense | 5,000 | 11,000 | 15,000 | 20,000 |
| Net interest income | 44,000 | 91,000 | 135,000 | 178,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 30,000 |
| Noninterest expense | 248,000 | 528,000 | 834,000 | 1,184,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | -198,000 | -424,000 | -679,000 | -974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -198,000 | -424,000 | -679,000 | -974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,046,000 | 1,030,000 | 995,000 | 1,135,000 |
| Total capital | 1,051,000 | 1,035,000 | 1,000,000 | 1,138,000 |
| Risk-weighted assets | 940,000 | 636,000 | 403,000 | 513,000 |