Call reports 2024
UNITED STATE BANK — 2024
What UNITED STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 272,267,000 | 267,868,000 | 267,984,000 | 274,112,000 |
| Total loans | 204,405,000 | 207,288,000 | 208,565,000 | 210,832,000 |
| Allowance for loan losses | 2,875,000 | 2,967,000 | 2,867,000 | 2,959,000 |
| Securities available for sale | 12,670,000 | 12,478,000 | 12,356,000 | 11,674,000 |
| Securities held to maturity | 791,000 | 790,000 | 789,000 | 689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,889,000 | 242,981,000 | 241,960,000 | 248,280,000 |
| Interest-bearing deposits | 216,055,000 | 213,601,000 | 212,026,000 | 210,442,000 |
| Noninterest-bearing deposits | 31,834,000 | 29,380,000 | 29,934,000 | 37,838,000 |
| Equity capital | 22,579,000 | 23,244,000 | 24,526,000 | 24,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,830,000 | 7,910,000 | 12,042,000 | 16,208,000 |
| Interest expense | 1,533,000 | 3,199,000 | 4,880,000 | 6,477,000 |
| Net interest income | 2,297,000 | 4,711,000 | 7,162,000 | 9,731,000 |
| Noninterest income | 227,000 | 425,000 | 777,000 | 966,000 |
| Noninterest expense | 1,513,000 | 3,076,000 | 4,532,000 | 6,270,000 |
| Provision for loan losses | 0 | 74,000 | 74,000 | 245,000 |
| Pretax income | 972,000 | 2,021,000 | 3,368,000 | 4,228,000 |
| Income tax | 16,000 | 35,000 | 55,000 | 74,000 |
| Net income | 956,000 | 1,986,000 | 3,313,000 | 4,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,293,000 | 23,973,000 | 24,951,000 | 25,395,000 |
| Total capital | 25,817,000 | 26,521,000 | 27,506,000 | 28,035,000 |
| Risk-weighted assets | 201,067,000 | 202,952,000 | 203,658,000 | 210,497,000 |