Call reports 2023
UNITED STATE BANK — 2023
What UNITED STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 251,947,000 | 263,139,000 | 264,688,000 | 269,388,000 |
| Total loans | 191,177,000 | 195,080,000 | 202,085,000 | 203,056,000 |
| Allowance for loan losses | 3,060,000 | 2,855,000 | 2,736,000 | 2,873,000 |
| Securities available for sale | 16,633,000 | 14,619,000 | 12,608,000 | 13,004,000 |
| Securities held to maturity | 1,593,000 | 892,000 | 892,000 | 791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,841,000 | 239,627,000 | 240,268,000 | 245,323,000 |
| Interest-bearing deposits | 195,359,000 | 208,389,000 | 209,796,000 | 206,483,000 |
| Noninterest-bearing deposits | 33,482,000 | 31,238,000 | 30,472,000 | 38,840,000 |
| Equity capital | 21,764,000 | 22,390,000 | 22,892,000 | 22,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,179,000 | 6,435,000 | 10,091,000 | 13,871,000 |
| Interest expense | 671,000 | 1,639,000 | 2,895,000 | 4,323,000 |
| Net interest income | 2,508,000 | 4,796,000 | 7,196,000 | 9,548,000 |
| Noninterest income | 273,000 | 525,000 | 667,000 | 857,000 |
| Noninterest expense | 1,545,000 | 3,072,000 | 4,421,000 | 6,112,000 |
| Provision for loan losses | -412,000 | -628,000 | -742,000 | -642,000 |
| Pretax income | 1,176,000 | 2,489,000 | 3,682,000 | 4,433,000 |
| Income tax | 29,000 | 48,000 | 68,000 | 87,000 |
| Net income | 1,147,000 | 2,441,000 | 3,614,000 | 4,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,312,000 | 23,256,000 | 24,078,000 | 22,685,000 |
| Total capital | 24,665,000 | 25,640,000 | 26,578,000 | 25,233,000 |
| Risk-weighted assets | 187,023,000 | 189,840,000 | 199,247,000 | 203,022,000 |