Call reports 2022
UNITED STATE BANK — 2022
What UNITED STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 246,414,000 | 249,742,000 | 247,040,000 | 240,618,000 |
| Total loans | 167,410,000 | 181,612,000 | 188,543,000 | 194,166,000 |
| Allowance for loan losses | 2,924,000 | 3,075,000 | 3,230,000 | 3,446,000 |
| Securities available for sale | 12,937,000 | 14,538,000 | 16,855,000 | 16,705,000 |
| Securities held to maturity | 2,616,000 | 1,705,000 | 1,704,000 | 1,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,450,000 | 228,949,000 | 225,764,000 | 213,977,000 |
| Interest-bearing deposits | 185,242,000 | 178,207,000 | 191,692,000 | 177,384,000 |
| Noninterest-bearing deposits | 40,208,000 | 50,742,000 | 34,072,000 | 36,593,000 |
| Equity capital | 20,524,000 | 20,210,000 | 20,561,000 | 20,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,227,000 | 6,748,000 | 9,490,000 |
| Interest expense | 146,000 | 291,000 | 514,000 | 955,000 |
| Net interest income | 1,871,000 | 3,936,000 | 6,234,000 | 8,535,000 |
| Noninterest income | 271,000 | 571,000 | 744,000 | 1,006,000 |
| Noninterest expense | 1,282,000 | 2,656,000 | 4,010,000 | 5,461,000 |
| Provision for loan losses | 90,000 | 240,000 | 350,000 | 500,000 |
| Pretax income | 770,000 | 1,611,000 | 2,618,000 | 3,580,000 |
| Income tax | 18,000 | 38,000 | 59,000 | 80,000 |
| Net income | 752,000 | 1,573,000 | 2,559,000 | 3,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,211,000 | 20,724,000 | 21,402,000 | 21,516,000 |
| Total capital | 22,362,000 | 22,980,000 | 23,742,000 | 23,965,000 |
| Risk-weighted assets | 171,340,000 | 179,691,000 | 186,280,000 | 194,926,000 |