Call reports 2021
UNITED STATE BANK — 2021
What UNITED STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 240,739,000 | 245,888,000 | 243,175,000 | 249,407,000 |
| Total loans | 150,038,000 | 150,558,000 | 151,116,000 | 163,967,000 |
| Allowance for loan losses | 2,486,000 | 2,635,000 | 2,770,000 | 2,831,000 |
| Securities available for sale | 15,665,000 | 15,244,000 | 16,193,000 | 15,609,000 |
| Securities held to maturity | 2,977,000 | 2,735,000 | 2,733,000 | 2,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,671,000 | 223,497,000 | 220,370,000 | 226,511,000 |
| Interest-bearing deposits | 177,011,000 | 178,676,000 | 175,307,000 | 175,293,000 |
| Noninterest-bearing deposits | 41,660,000 | 44,821,000 | 45,063,000 | 51,218,000 |
| Equity capital | 20,626,000 | 21,214,000 | 21,778,000 | 22,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 4,300,000 | 6,613,000 | 9,012,000 |
| Interest expense | 234,000 | 424,000 | 596,000 | 761,000 |
| Net interest income | 1,782,000 | 3,876,000 | 6,017,000 | 8,251,000 |
| Noninterest income | 37,000 | 320,000 | 543,000 | 761,000 |
| Noninterest expense | 1,242,000 | 2,485,000 | 3,838,000 | 5,178,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 427,000 | 1,347,000 | 2,208,000 | 3,170,000 |
| Income tax | -29,000 | -24,000 | -12,000 | 0 |
| Net income | 456,000 | 1,371,000 | 2,220,000 | 3,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,882,000 | 19,690,000 | 20,260,000 | 20,767,000 |
| Total capital | 20,911,000 | 21,660,000 | 22,256,000 | 22,945,000 |
| Risk-weighted assets | 161,856,000 | 156,967,000 | 158,923,000 | 173,583,000 |