Call reports 2020
UNITED STATE BANK — 2020
What UNITED STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 180,246,000 | 194,060,000 | 192,259,000 | 227,167,000 |
| Total loans | 135,298,000 | 141,912,000 | 142,013,000 | 151,626,000 |
| Allowance for loan losses | 2,442,000 | 2,536,000 | 2,582,000 | 2,352,000 |
| Securities available for sale | 10,239,000 | 9,882,000 | 9,296,000 | 17,463,000 |
| Securities held to maturity | 3,349,000 | 3,347,000 | 3,345,000 | 3,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,557,000 | 168,770,000 | 167,680,000 | 205,539,000 |
| Interest-bearing deposits | 141,375,000 | 145,331,000 | 144,679,000 | 164,605,000 |
| Noninterest-bearing deposits | 18,182,000 | 23,439,000 | 23,001,000 | 40,934,000 |
| Equity capital | 18,297,000 | 18,752,000 | 19,002,000 | 20,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,284,000 | 6,167,000 | 8,291,000 |
| Interest expense | 435,000 | 799,000 | 1,077,000 | 1,353,000 |
| Net interest income | 1,677,000 | 3,485,000 | 5,090,000 | 6,938,000 |
| Noninterest income | 198,000 | 423,000 | 586,000 | 759,000 |
| Noninterest expense | 1,059,000 | 2,108,000 | 3,192,000 | 4,513,000 |
| Provision for loan losses | 100,000 | 220,000 | 340,000 | 460,000 |
| Pretax income | 716,000 | 1,580,000 | 2,144,000 | 2,724,000 |
| Income tax | 45,000 | 80,000 | 116,000 | 68,000 |
| Net income | 671,000 | 1,500,000 | 2,028,000 | 2,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,047,000 | 18,422,000 | 18,684,000 | 18,984,000 |
| Total capital | 20,041,000 | 20,360,000 | 20,610,000 | 21,041,000 |
| Risk-weighted assets | 159,102,000 | 154,445,000 | 153,443,000 | 164,266,000 |