Call reports 2019
UNITED STATE BANK — 2019
What UNITED STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,030,000 | 181,741,000 | 183,722,000 | 181,111,000 |
| Total loans | 135,598,000 | 140,451,000 | 136,965,000 | 133,428,000 |
| Allowance for loan losses | 2,090,000 | 2,133,000 | 2,261,000 | 2,332,000 |
| Securities available for sale | 11,807,000 | 11,556,000 | 11,528,000 | 11,107,000 |
| Securities held to maturity | 4,216,000 | 3,982,000 | 3,981,000 | 3,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,919,000 | 161,517,000 | 163,653,000 | 160,720,000 |
| Interest-bearing deposits | 146,258,000 | 146,060,000 | 145,898,000 | 134,704,000 |
| Noninterest-bearing deposits | 17,661,000 | 15,457,000 | 17,755,000 | 26,016,000 |
| Equity capital | 16,516,000 | 17,193,000 | 17,561,000 | 17,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 4,161,000 | 6,373,000 | 8,535,000 |
| Interest expense | 520,000 | 1,059,000 | 1,602,000 | 2,121,000 |
| Net interest income | 1,485,000 | 3,102,000 | 4,771,000 | 6,414,000 |
| Noninterest income | 207,000 | 421,000 | 618,000 | 826,000 |
| Noninterest expense | 1,067,000 | 1,992,000 | 3,032,000 | 4,027,000 |
| Provision for loan losses | 45,000 | 90,000 | 180,000 | 270,000 |
| Pretax income | 580,000 | 1,441,000 | 2,179,000 | 2,945,000 |
| Income tax | 47,000 | 89,000 | 131,000 | 176,000 |
| Net income | 533,000 | 1,352,000 | 2,048,000 | 2,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,482,000 | 16,979,000 | 17,352,000 | 17,661,000 |
| Total capital | 18,418,000 | 18,960,000 | 19,318,000 | 19,615,000 |
| Risk-weighted assets | 154,721,000 | 158,304,000 | 156,994,000 | 155,981,000 |