Call reports 2018
UNITED STATE BANK — 2018
What UNITED STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,241,000 | 173,430,000 | 173,923,000 | 170,327,000 |
| Total loans | 129,243,000 | 133,099,000 | 134,422,000 | 133,888,000 |
| Allowance for loan losses | 1,925,000 | 1,969,000 | 2,035,000 | 2,088,000 |
| Securities available for sale | 13,310,000 | 13,102,000 | 12,612,000 | 12,108,000 |
| Securities held to maturity | 4,493,000 | 4,491,000 | 4,489,000 | 4,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,354,000 | 150,396,000 | 150,314,000 | 148,581,000 |
| Interest-bearing deposits | 143,707,000 | 135,499,000 | 133,646,000 | 131,835,000 |
| Noninterest-bearing deposits | 16,647,000 | 14,896,000 | 16,668,000 | 16,746,000 |
| Equity capital | 15,089,000 | 15,572,000 | 15,889,000 | 16,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,812,000 | 5,826,000 | 7,869,000 |
| Interest expense | 333,000 | 694,000 | 1,121,000 | 1,564,000 |
| Net interest income | 1,525,000 | 3,118,000 | 4,705,000 | 6,305,000 |
| Noninterest income | 221,000 | 439,000 | 627,000 | 801,000 |
| Noninterest expense | 990,000 | 1,928,000 | 2,937,000 | 3,918,000 |
| Provision for loan losses | 30,000 | 100,000 | 190,000 | 280,000 |
| Pretax income | 728,000 | 1,531,000 | 2,207,000 | 2,910,000 |
| Income tax | 58,000 | 105,000 | 157,000 | 210,000 |
| Net income | 670,000 | 1,426,000 | 2,050,000 | 2,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,186,000 | 15,706,000 | 16,093,000 | 16,273,000 |
| Total capital | 17,004,000 | 17,555,000 | 17,933,000 | 18,156,000 |
| Risk-weighted assets | 145,357,000 | 147,775,000 | 147,042,000 | 150,431,000 |