Call reports 2017
UNITED STATE BANK — 2017
What UNITED STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,421,000 | 171,200,000 | 170,290,000 | 172,541,000 |
| Total loans | 126,384,000 | 131,723,000 | 132,111,000 | 130,644,000 |
| Allowance for loan losses | 1,891,000 | 1,913,000 | 1,865,000 | 1,959,000 |
| Securities available for sale | 14,216,000 | 14,192,000 | 13,854,000 | 13,287,000 |
| Securities held to maturity | 5,771,000 | 5,080,000 | 4,927,000 | 4,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,148,000 | 151,774,000 | 150,496,000 | 154,768,000 |
| Interest-bearing deposits | 140,441,000 | 134,323,000 | 134,818,000 | 137,354,000 |
| Noninterest-bearing deposits | 14,707,000 | 17,451,000 | 15,678,000 | 17,414,000 |
| Equity capital | 14,139,000 | 14,711,000 | 15,065,000 | 14,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,567,000 | 5,419,000 | 7,341,000 |
| Interest expense | 304,000 | 610,000 | 917,000 | 1,226,000 |
| Net interest income | 1,453,000 | 2,957,000 | 4,502,000 | 6,115,000 |
| Noninterest income | 180,000 | 338,000 | 501,000 | 661,000 |
| Noninterest expense | 1,016,000 | 1,934,000 | 2,950,000 | 4,021,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 190,000 |
| Pretax income | 574,000 | 1,298,000 | 1,960,000 | 2,572,000 |
| Income tax | 44,000 | 96,000 | 149,000 | 207,000 |
| Net income | 530,000 | 1,202,000 | 1,811,000 | 2,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,939,000 | 14,390,000 | 14,759,000 | 14,785,000 |
| Total capital | 15,738,000 | 16,282,000 | 16,605,000 | 16,646,000 |
| Risk-weighted assets | 143,798,000 | 151,338,000 | 147,694,000 | 148,762,000 |