Call reports 2016
UNITED STATE BANK — 2016
What UNITED STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 166,325,000 | 173,875,000 | 169,251,000 | 166,740,000 |
| Total loans | 124,002,000 | 126,188,000 | 131,198,000 | 128,268,000 |
| Allowance for loan losses | 1,605,000 | 1,741,000 | 1,784,000 | 1,844,000 |
| Securities available for sale | 13,918,000 | 12,648,000 | 10,777,000 | 11,621,000 |
| Securities held to maturity | 6,618,000 | 6,933,000 | 6,932,000 | 6,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,245,000 | 155,845,000 | 149,669,000 | 149,549,000 |
| Interest-bearing deposits | 132,726,000 | 135,836,000 | 135,603,000 | 134,048,000 |
| Noninterest-bearing deposits | 15,519,000 | 20,009,000 | 14,066,000 | 15,501,000 |
| Equity capital | 13,209,000 | 13,662,000 | 13,989,000 | 13,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,393,000 | 5,153,000 | 6,921,000 |
| Interest expense | 287,000 | 584,000 | 880,000 | 1,185,000 |
| Net interest income | 1,389,000 | 2,809,000 | 4,273,000 | 5,736,000 |
| Noninterest income | 158,000 | 527,000 | 683,000 | 838,000 |
| Noninterest expense | 965,000 | 1,999,000 | 2,998,000 | 3,934,000 |
| Provision for loan losses | 60,000 | 195,000 | 255,000 | 315,000 |
| Pretax income | 522,000 | 1,142,000 | 1,714,000 | 2,336,000 |
| Income tax | 32,000 | 69,000 | 107,000 | 177,000 |
| Net income | 490,000 | 1,073,000 | 1,607,000 | 2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,760,000 | 13,174,000 | 13,519,000 | 13,649,000 |
| Total capital | 14,365,000 | 14,905,000 | 15,303,000 | 15,486,000 |
| Risk-weighted assets | 136,900,000 | 138,468,000 | 145,189,000 | 146,982,000 |