Call reports 2013
UNITED STATE BANK — 2013
What UNITED STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,654,000 | 120,357,000 | 122,413,000 | 123,997,000 |
| Total loans | 85,405,000 | 88,800,000 | 92,611,000 | 91,905,000 |
| Allowance for loan losses | 1,213,000 | 1,240,000 | 1,262,000 | 1,288,000 |
| Securities available for sale | 13,332,000 | 11,373,000 | 10,649,000 | 9,740,000 |
| Securities held to maturity | 5,149,000 | 5,145,000 | 5,141,000 | 5,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,268,000 | 101,120,000 | 100,979,000 | 107,630,000 |
| Interest-bearing deposits | 93,163,000 | 89,605,000 | 89,221,000 | 94,080,000 |
| Noninterest-bearing deposits | 13,105,000 | 11,515,000 | 11,758,000 | 13,550,000 |
| Equity capital | 10,766,000 | 10,844,000 | 10,976,000 | 11,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,707,000 | 4,110,000 | 5,493,000 |
| Interest expense | 213,000 | 421,000 | 630,000 | 862,000 |
| Net interest income | 1,118,000 | 2,286,000 | 3,480,000 | 4,631,000 |
| Noninterest income | 120,000 | 231,000 | 360,000 | 481,000 |
| Noninterest expense | 696,000 | 1,403,000 | 2,154,000 | 2,988,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 512,000 | 1,054,000 | 1,596,000 | 2,004,000 |
| Income tax | 29,000 | 65,000 | 91,000 | 101,000 |
| Net income | 483,000 | 989,000 | 1,505,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,541,000 | 10,824,000 | 11,042,000 | 11,086,000 |
| Total capital | 11,696,000 | 12,005,000 | 12,279,000 | 12,327,000 |
| Risk-weighted assets | 92,340,000 | 94,442,000 | 98,954,000 | 99,234,000 |