Call reports 2012
UNITED STATE BANK — 2012
What UNITED STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,397,000 | 112,796,000 | 111,708,000 | 121,713,000 |
| Total loans | 79,200,000 | 80,660,000 | 78,947,000 | 86,588,000 |
| Allowance for loan losses | 953,000 | 1,064,000 | 1,176,000 | 1,185,000 |
| Securities available for sale | 14,538,000 | 14,289,000 | 15,323,000 | 14,280,000 |
| Securities held to maturity | 3,943,000 | 4,412,000 | 4,409,000 | 4,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,782,000 | 97,787,000 | 96,364,000 | 105,605,000 |
| Interest-bearing deposits | 88,525,000 | 86,700,000 | 84,852,000 | 87,790,000 |
| Noninterest-bearing deposits | 11,257,000 | 11,087,000 | 11,512,000 | 17,815,000 |
| Equity capital | 10,124,000 | 10,382,000 | 10,785,000 | 10,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,773,000 | 4,178,000 | 5,545,000 |
| Interest expense | 271,000 | 527,000 | 768,000 | 979,000 |
| Net interest income | 1,114,000 | 2,246,000 | 3,410,000 | 4,566,000 |
| Noninterest income | 96,000 | 205,000 | 303,000 | 418,000 |
| Noninterest expense | 676,000 | 1,399,000 | 2,040,000 | 2,742,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 340,000 |
| Pretax income | 445,000 | 873,000 | 1,405,000 | 1,904,000 |
| Income tax | 24,000 | 52,000 | 52,000 | 98,000 |
| Net income | 421,000 | 821,000 | 1,353,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,753,000 | 10,044,000 | 10,390,000 | 10,393,000 |
| Total capital | 10,706,000 | 11,108,000 | 11,444,000 | 11,578,000 |
| Risk-weighted assets | 84,752,000 | 85,285,000 | 84,183,000 | 106,268,000 |