Call reports 2011
UNITED STATE BANK — 2011
What UNITED STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,832,000 | 105,810,000 | 105,560,000 | 108,586,000 |
| Total loans | 70,375,000 | 73,811,000 | 76,691,000 | 78,099,000 |
| Allowance for loan losses | 706,000 | 768,000 | 844,000 | 854,000 |
| Securities available for sale | 15,516,000 | 15,448,000 | 13,866,000 | 14,080,000 |
| Securities held to maturity | 3,039,000 | 3,037,000 | 3,035,000 | 3,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,090,000 | 90,810,000 | 90,422,000 | 93,220,000 |
| Interest-bearing deposits | 84,580,000 | 81,834,000 | 80,598,000 | 83,724,000 |
| Noninterest-bearing deposits | 8,510,000 | 8,976,000 | 9,824,000 | 9,495,000 |
| Equity capital | 9,381,000 | 9,585,000 | 9,853,000 | 9,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,559,000 | 3,918,000 | 5,281,000 |
| Interest expense | 315,000 | 631,000 | 927,000 | 1,220,000 |
| Net interest income | 933,000 | 1,928,000 | 2,991,000 | 4,061,000 |
| Noninterest income | 104,000 | 188,000 | 275,000 | 411,000 |
| Noninterest expense | 632,000 | 1,292,000 | 1,938,000 | 2,686,000 |
| Provision for loan losses | 90,000 | 310,000 | 400,000 | 490,000 |
| Pretax income | 315,000 | 559,000 | 973,000 | 1,341,000 |
| Income tax | 2,000 | 14,000 | 33,000 | 58,000 |
| Net income | 313,000 | 545,000 | 940,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,103,000 | 9,224,000 | 9,385,000 | 9,442,000 |
| Total capital | 9,809,000 | 9,992,000 | 10,229,000 | 10,296,000 |
| Risk-weighted assets | 75,270,000 | 78,623,000 | 81,256,000 | 82,610,000 |