Call reports 2010
UNITED STATE BANK — 2010
What UNITED STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 93,842,000 | 92,717,000 | 96,109,000 | 101,906,000 |
| Total loans | 57,616,000 | 57,189,000 | 68,331,000 | 70,884,000 |
| Allowance for loan losses | 740,000 | 751,000 | 741,000 | 755,000 |
| Securities available for sale | 19,917,000 | 15,502,000 | 13,739,000 | 14,216,000 |
| Securities held to maturity | 2,342,000 | 2,391,000 | 2,390,000 | 3,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,145,000 | 79,276,000 | 81,546,000 | 87,467,000 |
| Interest-bearing deposits | 73,934,000 | 71,718,000 | 73,996,000 | 77,228,000 |
| Noninterest-bearing deposits | 7,211,000 | 7,558,000 | 7,550,000 | 10,239,000 |
| Equity capital | 8,940,000 | 9,156,000 | 9,265,000 | 9,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,461,000 | 3,618,000 | 4,880,000 |
| Interest expense | 360,000 | 700,000 | 1,014,000 | 1,321,000 |
| Net interest income | 863,000 | 1,761,000 | 2,604,000 | 3,559,000 |
| Noninterest income | 38,000 | 79,000 | 182,000 | 285,000 |
| Noninterest expense | 548,000 | 1,137,000 | 1,761,000 | 2,422,000 |
| Provision for loan losses | 45,000 | 135,000 | 225,000 | 396,000 |
| Pretax income | 309,000 | 629,000 | 865,000 | 1,091,000 |
| Income tax | 10,000 | 42,000 | 59,000 | 56,000 |
| Net income | 299,000 | 587,000 | 806,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,678,000 | 8,777,000 | 8,895,000 | 8,899,000 |
| Total capital | 9,418,000 | 9,528,000 | 9,636,000 | 9,654,000 |
| Risk-weighted assets | 63,632,000 | 63,212,000 | 74,378,000 | 76,390,000 |