Call reports 2025
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2025
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 133,345,000 | 134,931,000 | 128,913,000 | 128,836,000 |
| Total loans | 81,297,000 | 84,277,000 | 81,487,000 | 81,021,000 |
| Allowance for loan losses | 362,000 | 409,000 | 477,000 | 220,000 |
| Securities available for sale | 6,154,000 | 5,961,000 | 6,163,000 | 6,289,000 |
| Securities held to maturity | 20,786,000 | 20,375,000 | 20,062,000 | 19,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,819,000 | 94,777,000 | 94,761,000 | 95,791,000 |
| Interest-bearing deposits | 75,759,000 | 76,129,000 | 76,669,000 | 79,010,000 |
| Noninterest-bearing deposits | 16,060,000 | 18,648,000 | 18,092,000 | 16,781,000 |
| Equity capital | 12,615,000 | 12,344,000 | 12,437,000 | 12,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,309,000 | 4,977,000 | 6,632,000 |
| Interest expense | 865,000 | 1,728,000 | 2,558,000 | 3,326,000 |
| Net interest income | 755,000 | 1,581,000 | 2,419,000 | 3,306,000 |
| Noninterest income | 84,000 | 173,000 | 236,000 | 319,000 |
| Noninterest expense | 918,000 | 1,844,000 | 2,783,000 | 3,775,000 |
| Provision for loan losses | 3,000 | 50,000 | 123,000 | 123,000 |
| Pretax income | -70,000 | -128,000 | -240,000 | -263,000 |
| Income tax | 0 | 37,000 | 37,000 | 37,000 |
| Net income | -70,000 | -165,000 | -277,000 | -300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,556,000 | 14,461,000 | 14,350,000 | 14,327,000 |
| Total capital | 14,922,000 | 14,873,000 | 14,832,000 | 14,552,000 |
| Risk-weighted assets | 58,413,000 | 59,279,000 | 57,581,000 | 57,384,000 |