Call reports 2024
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2024
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 143,953,000 | 140,414,000 | 141,983,000 | 135,653,000 |
| Total loans | 87,872,000 | 85,676,000 | 83,451,000 | 81,141,000 |
| Allowance for loan losses | 299,000 | 289,000 | 382,000 | 359,000 |
| Securities available for sale | 6,688,000 | 6,438,000 | 6,522,000 | 6,131,000 |
| Securities held to maturity | 22,441,000 | 21,914,000 | 21,613,000 | 21,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,846,000 | 90,839,000 | 95,186,000 | 92,995,000 |
| Interest-bearing deposits | 77,253,000 | 76,311,000 | 78,079,000 | 77,991,000 |
| Noninterest-bearing deposits | 14,593,000 | 14,528,000 | 17,107,000 | 15,004,000 |
| Equity capital | 13,553,000 | 13,089,000 | 12,948,000 | 12,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,556,000 | 5,299,000 | 7,043,000 |
| Interest expense | 966,000 | 1,963,000 | 2,971,000 | 3,933,000 |
| Net interest income | 806,000 | 1,593,000 | 2,328,000 | 3,110,000 |
| Noninterest income | 38,000 | 111,000 | 194,000 | 379,000 |
| Noninterest expense | 963,000 | 1,881,000 | 2,820,000 | 3,816,000 |
| Provision for loan losses | 0 | 36,000 | 128,000 | 105,000 |
| Pretax income | -119,000 | -213,000 | -436,000 | -448,000 |
| Income tax | -42,000 | 170,000 | 170,000 | 170,000 |
| Net income | -77,000 | -383,000 | -606,000 | -618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,082,000 | 14,775,000 | 14,552,000 | 14,540,000 |
| Total capital | 15,381,000 | 15,064,000 | 14,944,000 | 14,915,000 |
| Risk-weighted assets | 64,415,000 | 62,427,000 | 60,435,000 | 58,363,000 |